Lumi vs ChatGPT
The same OpenAI-compatible experience, priced about half. We take the comparable reference price and apply a transparent 0.5 discount — shown openly below.
Feature
Typical GPT plan
Lumi
Monthly subscription
~$20 / month
$10 / month
Yearly subscription
~$200 / year
$90 / year
Pay-as-you-go credits
Standard rate
About 50% lower per token
7-day free trial
Varies
Yes
OpenAI-compatible API
Yes
Yes
Bring your own SDK
Yes
Yes
Streaming chat + history
Yes
Yes
Local payment (AmeriaBank, AMD)
No
Yes
Transparent discount math
No
Yes
Comparison figures reflect typical public plans and are illustrative; Lumi rates are exact on the Pricing page. No affiliation with OpenAI.
Lower cost
A transparent 0.5 multiplier on the reference price.
Same speed
Streaming responses and an OpenAI-compatible API.
Local billing
Pay in AMD via AmeriaBank, or in USD credits.